The Fiducia Umbrella Pension Fund allows each participating employer to adopt their own specific Sub-Rules, tailored to suit the specific operating environment and conditions of service of the employer.
The pooling together of various unrelated employers within the Umbrella Fund presents economies of scale. This makes the Fiducia Umbrella Pension Fund a cost-effective retirement funding solution for small to medium sized employers
Unlike a pension fund, a provident fund allows a member full access to his/her Fund Credit upon exit from the Fund. The Fiducia Umbrella Provident Fund is quite appropriate for fixed term contract employees, expatriate staff, and such organizations whose businesses are largely tender based.
The Fiducia Provident Retirement pools together unrelated employers to achieve economies of scale. The Provident Fund affords contract-based employers the opportunity to manage their severance or gratuity accruals off balance sheet by setting up a Provident Fund and contributing to the Fund on a monthly basis
These are Independent Funds that are set up by the employer whose membership constitutes the eligible employees of the sponsoring employer. Corporate entities with a large number of pensionable employees are legible for this Fund.
The Fiducia Preservation Retirement Fund aims to preserve, manage and actively invest deferred benefits accruing to members from various Pension Funds until retirement. Our objective is to provide dignified post-retirement benefits for our members.
In addition to the initial lump sum transfer, the Fiducia Preservation Retirement Fund further provides members with the option to pay regular monthly, quarterly, bi-annual and annual contributions into the Fund to augment their retirement benefits.
